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Owó
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New: quick view for invoices

Send the invoice. Get paid. Get on with your day.

Owó is invoicing for Nigerian freelancers and small businesses. Professional invoices in naira, VAT done for you, shared on WhatsApp, and reminders that chase late payers so you don’t have to.

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Free for your first 5 invoices a month. No card needed.

Trusted by freelancers and small businesses from Lagos to Kano

  • Ankara Atelier
  • Coal City Coffee
  • Danfo Digital
  • Ìtàn Books
  • Delta Sun
  • Owambe Rentals

Features

Everything you need to bill like a business

No spreadsheets, no Word templates, no awkward “just following up” messages.

  • Invoices in under a minute

    Pick a client, add line items, and Owó does the maths: subtotal, 7.5% VAT and total, in naira, to the kobo.

  • Share on WhatsApp

    Send a tidy invoice link where your clients actually read messages, with the amount and due date in the preview.

  • Reminders that chase for you

    Polite, automatic follow-ups 3 and 10 days after the due date, so you never have to send the awkward message.

  • Know where you stand

    Revenue this month, what’s outstanding and who’s late, on one screen, every morning.

  • Print-perfect

    Every invoice has a clean printable layout. Save it as a PDF from any browser for your records.

  • Built for small teams

    Invite your accountant or a partner, and keep every client and invoice in one shared place.

How it works

From job done to money in, in three steps

  1. Create the invoice

    Choose a client, add what you did and Owó adds 7.5% VAT and the total, to the kobo.

  2. Send it where they’ll see it

    Share a link on WhatsApp or by email. Your client opens a clean invoice on any phone.

  3. Let Owó chase it

    Polite reminders go out after the due date until it’s paid, then it’s marked paid on your dashboard.

Customers

Freelancers who stopped chasing payments

  • “I used to send invoices as Word documents and chase people for weeks. Now the reminders do the chasing and I get paid while I’m on the next job.”

    Amaka Nwachukwu

    Brand designer, Amaka Studio · Lagos

  • “My clients are on WhatsApp all day. Sending the invoice there, with the total and a link, means it actually gets opened.”

    Ibrahim Danladi

    Videographer, Sahel Frames · Kano

  • “VAT used to be a spreadsheet I dreaded every month. Owó adds it up for me and the numbers just match.”

    Tọ́pẹ́ Adéwálé

    Founder, Àṣà Events · Ibadan

The people and businesses quoted are fictional sample content.

Pricing

Simple pricing in naira

Start free. Upgrade when Owó is saving you more than it costs.

Compare all plans

  • Free

    For your first clients and side gigs.

    ₦0/ month

    Free forever

    Start free
    • 5 invoices a month
    • Up to 3 clients
    • Naira invoices with VAT
    • Share by link or WhatsApp
  • Most popular

    Growth

    For full-time freelancers who bill every week.

    ₦7,500/ month

    Billed monthly

    Try Growth free for 14 days
    • Unlimited invoices and clients
    • Automatic payment reminders
    • Revenue and VAT reports
    • Your logo and brand colours

  • Business

    For studios and small teams.

    ₦18,000/ month

    Billed monthly

    Try Business free
    • Everything in Growth
    • Up to 5 team members
    • Multiple businesses
    • Priority support on WhatsApp

FAQ

Questions, answered

Do my clients need an Owó account to pay me?

No. Your client gets a link (by WhatsApp or email) to a clean invoice page they can open on any phone, print, or save as a PDF. They pay you by bank transfer as usual.

How does Owó handle VAT?

Switch VAT on for an invoice and Owó adds 7.5% to the subtotal and shows it as its own line, so your client sees exactly what they are paying for. Reports add up the VAT you have charged each month.

Can I invoice in dollars?

Not yet. Owó is built for naira first. Multi-currency invoices are on our roadmap for next year.

What happens when I hit the Free plan limit?

Nothing is deleted. You can still view and share existing invoices; you just can’t create a sixth invoice that month until you upgrade or the month rolls over.

Can I cancel any time?

Yes. Paid plans are month to month (or year to year). Cancel from Settings → Billing and you keep access until the end of the period.

Is my data safe?

Your invoices are stored encrypted and backed up daily, and you can export everything at any time. We never sell your data or contact your clients.

Your next invoice could be paid this week

Set up in two minutes. Your first five invoices every month are free.

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